Family-owned Medicare Agency Specializing in Retiree Benefits

Experts in Medicare Benefits and Coverage Options

Medicare Supplement Plans
Medicare Advantage Plans
Hospital Indemnity Plans
Dental-Vision Plans
Prescription Drug Plans with Personalized Drug Review
Medicare A & B Enrollment Assistance

About Smart Choice Benefits

25 Years Experience

For more than 25 years, we have been the trusted partner in retiree benefits. We are committed to providing quality benefits at the most affordable premiums possible along with comprehensive customer service.

Medicare Only Agency

Unlike general insurance agencies, we are strictly dedicated to Medicare, focusing exclusively on serving the post-65 population—both group and individual retirees.

Extensive RHRA Background

With extensive experience establishing Retiree Health Reimbursement Accounts (RHRA), our agency helps employers effectively manage retiree benefits while reducing long-term GASB liabilities.

Online Enrollment

We offer virtual consultations and secure online enrollments, giving you a quicker and more accurate way to complete your Medicare enrollment.

Supporting Retirees

Currently providing retiree health benefits for multiple city and county governments along with over 800 individual Medicare clients giving us a strong track record in supporting the needs of both organizations and individuals.

Human Resources Background

Our founder’s background as a Human Resources Manager overseeing HR functions, including healthcare benefits, gives us a unique understanding of employer and employee needs.

Registered Nurse on Staff

Our co-owner is a Registered Nurse offering specialized knowledge in Medicare Part D prescription drug plans to ensure retirees receive the most effective and affordable coverage available.

Meet the Team

Larry Plyler - Medicare Insurance Agent at Smart Choice Benefits

Stacey Baker - Medicare Insurance Agent at Smart Choice Agents

Larry Plyler
Founder

Stacey Baker
Co-Owner

What Our Clients Say

"Larry and his team consistently deliver exceptional care and professionalism to their clients. Their in-depth knowledge of the Medicare system and supplemental coverage options allows them to provide personalized guidance tailored to each individual’s unique needs. They go above and beyond to support clients, demonstrating patience and clarity when explaining complex, yet critical, insurance information. Their commitment to service truly sets them apart."

Amy King, HR Specialist, Georgetown County
"Larry and Stacey have been helping my retirees navigate through the process of selecting and enrolling in Medicare Supplement and Drug plans for many years. They have made the process seamless for myself as the Benefits Administrator as well as my retirees. They are professional and courteous. This is a company I would trust to help my elderly parents as they look at the individual and what plan will be the most cost effective for them."

L. Jeffcoat, HR Manager
"I was confused about what my options were, but this agency made it clear and simple to me. They walked me through all of the many options available and helped me make an informed decision. I now have plans that fit my healthcare needs and premiums that I can afford. I could not have done it without their patience, guidance and knowledge."

Carolyn W.